As we head into 2025, it is important for veterans and their families to be aware of the changes they may see to the VA benefits they receive. One of the changes that happens every year is the COLA (Cost of Living Adjustment) increase. This annual increase in benefits is meant to help offset the…
Veterans who suffer from injuries or conditions that were caused by their military service can file for VA disability benefits. During this process, veterans will need to prove that the condition is directly connected to their military service and affects their daily lives. This can be a complex process and involves having strong supporting evidence…
Bankruptcy is a process that allows individuals or businesses to repay their debts when struggling financially. This can be very helpful, as it offers a fresh start. However, filing for bankruptcy can have a negative impact on your credit report. It can decrease your credit score, which can make it difficult to get loans, credit…
The VA disability claims process can be lengthy, with the average time it takes to receive a decision being 11.5 months. It can be frustrating to wait so long for the benefits you deserve. Receiving your benefits in a timely manner allows you to live more comfortably and get rid of any financial stress. By…
Special Monthly Compensation (SMC) is an additional payment made to veterans and their families in addition to their disability compensation rate. This type of compensation is made at a higher rate and is only for special circumstances where a veteran’s disability is extremely severe. Recently, there was a significant court ruling in Haskell v. McDonough,…
A VA tort claim is a claim against the United States for negligence or wrongful actions by a Department of Veterans Affairs employee while performing their job duties. The purpose of this is to compensate the veteran for the damage they experienced due to the employee’s negligence. While this process, may be complex, veterans need…
Chapter 13 bankruptcy is a process that allows people with regular incomes to develop a plan to restructure their debts and pay them off over time. Unlike Chapter 7 bankruptcy, which involves liquidating assets to pay off creditors, Chapter 13 focuses on restructuring debts and making monthly payments over three to five years. Understanding how…
Planning for retirement is an important step to take no matter where you are in your career. Retirement plans are designed to help you save money for retirement and live a financially stable life. You can choose from various retirement plans, which may make it difficult to decide which is right for you. The two…
Chapter 7 bankruptcy, often referred to as “liquidation bankruptcy,” is one of the most common forms of bankruptcy filed in the United States. It offers individuals and businesses a way to eliminate most of their unpaid debts, such as credit card balances, medical bills, and personal loans, providing a fresh financial start. Understanding the aspects…
The process of filing a VA claim can be a long and stressful journey. Getting your VA claim denied can feel like a setback on their path to financial stability and support. If you disagree with a VA decision, you can choose from 3 decision review options to continue your case: Supplemental Claim, a Higher-Level…
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