Chapter 13 bankruptcy is a process that allows people with regular incomes to develop a plan to restructure their debts and pay them off over time. Unlike Chapter 7 bankruptcy, which involves liquidating assets to pay off creditors, Chapter 13 focuses on restructuring debts and making monthly payments over three to five years. Understanding how…
Planning for retirement is an important step to take no matter where you are in your career. Retirement plans are designed to help you save money for retirement and live a financially stable life. You can choose from various retirement plans, which may make it difficult to decide which is right for you. The two…
Chapter 7 bankruptcy, often referred to as “liquidation bankruptcy,” is one of the most common forms of bankruptcy filed in the United States. It offers individuals and businesses a way to eliminate most of their unpaid debts, such as credit card balances, medical bills, and personal loans, providing a fresh financial start. Understanding the aspects…
The process of filing a VA claim can be a long and stressful journey. Getting your VA claim denied can feel like a setback on their path to financial stability and support. If you disagree with a VA decision, you can choose from 3 decision review options to continue your case: Supplemental Claim, a Higher-Level…
Post Traumatic Stress Disorder (PTSD), is a disorder that many people develop after experiencing or witnessing a traumatic event which makes it difficult for them to recover. Veterans are more likely to develop this disorder than civilians and it is estimated it can affect 11–30% of returning service members. If you have PTSD from a…
A 100% VA disability rating signifies a veteran’s service-connected condition prevents them from being gainfully employed. While this rating acknowledges the severity of their situation, the true value lies in the benefits it unlocks, especially in a state like California with a robust support system for veterans. Let’s delve into the tangible advantages a 100%…
Facing overwhelming debt can be stressful, and for Californians struggling to stay afloat, Chapter 13 bankruptcy might be a viable option. Unlike Chapter 7, which liquidates assets to pay creditors, Chapter 13 focuses on reorganization. Let’s delve into how Chapter 13 bankruptcy works in California. Who Can File for Chapter 13? Chapter 13 is ideal…
Receiving cash payments through the Veterans’ Disability Compensation Program can often make a difference in a person’s ability to support themselves and their family. Veterans receiving these payments can use them to pay their mortgage, put food on the table, or care for other day-to-day needs. However, not every veteran who seeks out these benefits…
It is an unfortunate fact that many veterans have difficulty obtaining the benefits they deserve. A major example involves collecting payments through the Veterans’ Disability Compensation Program. When veterans now suffer from a physical or mental health condition that impacts their civilian lives and has a basis in their time spent on active duty, they…
People who are dealing with an illness or injury in their civilian life that stems back to their time in the military deserve compensation. The Veterans Disability Compensation Program exists to provide these people with cash payments that they can use to pay the rent, cover the costs of groceries, and make their lives a…
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