The VA disability claims process can be lengthy, with the average time it takes to receive a decision being 11.5 months. It can be frustrating to wait so long for the benefits you deserve. Receiving your benefits in a timely manner allows you to live more comfortably and get rid of any financial stress. By…
Special Monthly Compensation (SMC) is an additional payment made to veterans and their families in addition to their disability compensation rate. This type of compensation is made at a higher rate and is only for special circumstances where a veteran’s disability is extremely severe. Recently, there was a significant court ruling in Haskell v. McDonough,…
A VA tort claim is a claim against the United States for negligence or wrongful actions by a Department of Veterans Affairs employee while performing their job duties. The purpose of this is to compensate the veteran for the damage they experienced due to the employee’s negligence. While this process, may be complex, veterans need…
Chapter 13 bankruptcy is a process that allows people with regular incomes to develop a plan to restructure their debts and pay them off over time. Unlike Chapter 7 bankruptcy, which involves liquidating assets to pay off creditors, Chapter 13 focuses on restructuring debts and making monthly payments over three to five years. Understanding how…
Planning for retirement is an important step to take no matter where you are in your career. Retirement plans are designed to help you save money for retirement and live a financially stable life. You can choose from various retirement plans, which may make it difficult to decide which is right for you. The two…
Chapter 7 bankruptcy, often referred to as “liquidation bankruptcy,” is one of the most common forms of bankruptcy filed in the United States. It offers individuals and businesses a way to eliminate most of their unpaid debts, such as credit card balances, medical bills, and personal loans, providing a fresh financial start. Understanding the aspects…
The process of filing a VA claim can be a long and stressful journey. Getting your VA claim denied can feel like a setback on their path to financial stability and support. If you disagree with a VA decision, you can choose from 3 decision review options to continue your case: Supplemental Claim, a Higher-Level…
Post Traumatic Stress Disorder (PTSD), is a disorder that many people develop after experiencing or witnessing a traumatic event which makes it difficult for them to recover. Veterans are more likely to develop this disorder than civilians and it is estimated it can affect 11–30% of returning service members. If you have PTSD from a…
A 100% VA disability rating signifies a veteran’s service-connected condition prevents them from being gainfully employed. While this rating acknowledges the severity of their situation, the true value lies in the benefits it unlocks, especially in a state like California with a robust support system for veterans. Let’s delve into the tangible advantages a 100%…
Facing overwhelming debt can be stressful, and for Californians struggling to stay afloat, Chapter 13 bankruptcy might be a viable option. Unlike Chapter 7, which liquidates assets to pay creditors, Chapter 13 focuses on reorganization. Let’s delve into how Chapter 13 bankruptcy works in California. Who Can File for Chapter 13? Chapter 13 is ideal…
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